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Major credit reporting companies expand consumer services

The national credit reporting companies (CRCs) – Equifax, Experian, and TransUnion – recently unveiled a joint initiative to enhance consumer access to credit information, and to streamline correction of inaccuracies in individual credit files.

Announced through the CRCs’ trade organization, the Consumer Data Industry Association (CDIA), the program will expand the amount of educational content provided at AnnualCreditReport.com, the website every U.S. consumer can use to obtain a free credit file from each CRC every twelve months.

 Known as the National Consumer Assistance Plan, the program also provides the following consumer-focused policy enhancements:

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