monthly credit scoring news

June 2015

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December 1969

VantageScore website expands bankcard-industry section

Recognizing the credit card industry’s extensive use of credit scores across the entire customer life cycle, VantageScore.com now highlights benefits of the VantageScore modal across all bankcard job functions, from customer acquisition to account origination to account management to loss prevention and recovery.

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December 1969

Post-recession strategies shrank borrower pool, but not risk

In the wake of the Great Recession, lender practices reduced the universe of potential borrowers by as many as 80 million consumers nationwide—without reducing risk. A new study exposes the fallacy behind those practices: That for any given consumer, a higher volume of credit-file information automatically equates to a more accurate risk assessment.

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December 1969

First in a new series: Anatomy of a Credit Report

VantageScore looks at the sections of a credit report that have a direct bearing on your score. We focus on Accounts Activity in this month’s newsletter, to be continued in July. Subsequent articles will look at the impact of public records and credit inquiries.    

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December 1969

Did you know opting out doesn’t increase your credit scores?

Opting out of preapproved credit card offers has no direct or indirect influence on your credit score. VantageScore separates myth from reality and offers advice on improving your score.

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December 1969

Five questions with Steve Brobeck, Executive Director, Consumer Federation of America

Steve Brobeck shares highlights of this year’s Credit Knowledge Survey results, including improvements in the “Millennial knowledge gap.” He also discusses the newly revamped CreditScoreQuiz.org website and the importance of personal credit management in the modern economy.

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