monthly credit scoring news

May 2015

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December 1969

CFPB brings welcome attention to “credit invisibles”

A CFPB report confirms what policymakers, lenders, consumer and civil rights advocates have observed and intuitively understand: Conventional scoring models commonly in use (and required to be used by the GSEs) leave a significant number of otherwise creditworthy borrowers locked out of mainstream finance because, to those models, they are "invisible." The VantageScore 3.0 model makes many of those consumers “visible” to lenders.

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December 1969

Webinar focuses on scoring-model governance

Financial-services consultant Chris Carroll joins VantageScore Solutions SVP Sarah Davies for the latest VantageScore webinar, which details best practices for implementing a new credit scoring model, with a mind toward addressing regulatory concerns.

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December 1969

How credit scores help prevent and recover unpaid card debt

Credit scores can play a significant role in the debt-recovery process, and they can even come into play before accounts go into default. Credit expert John Ulzheimer explains.

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December 1969

Did you know you can establish credit with secured credit cards?

Even after financial disaster, there is a fairly simple method for opening a new credit card account, regardless of your credit quality, as long as you’re willing to pay for it: the secured credit card.

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December 1969

Five Questions with Svenja Gudell, director of economic research, Zillow

Svenja Gudell, head of the economic research group for Zillow, the leading digital marketplace for real estate sales and rentals, discusses market trends and the new Zillow Mortgage Access Index (ZMAI).

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