Mike Trapanese, former head of strategy and corporate development at the Federal Home Loan Bank of New York, has joined VantageScore Solutions as senior vice president, strategic planning and strategic alliances.
It’s a question that comes up often in credit-scoring discussions with consumers – including some consumers who are also financial-industry pros. “I’ve never missed a payment in my life, so I have perfect credit and I should have a perfect credit score, right?” Not necessarily.
Consumers can now obtain VantageScore credit scores generated by the most recent VantageScore credit scoring model, VantageScore 3.0, based on data from each of the CRCs. And they’re free — great news for those who understand the value of earning and maintaining solid scores.
Frank Keating has served as president and CEO of the American Bankers Association (ABA),“the voice for the nation’s $13 trillion banking industry and its two million employees,” since 2011. The Score caught up with him as he and ABA were gearing up for their flagship conference, the ABA Annual, held this year from Oct 19-21 in Dallas.