monthly credit scoring news

August 2014

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December 1969

Innovative services expand access to free VantageScore credit scores

Our pride in innovation makes it particularly satisfying to see the VantageScore credit scoring model widely embraced by the current generation of online credit-management services.

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December 1969

Study: Positive rent-payment data has powerful credit-score impact

Experian, one of the three national credit reporting companies (CRCs), recently released a study, “Credit for Renting,” which demonstrates the powerful effect that positive rent-payment data can have on the credit scores of subsidized-housing tenants.

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December 1969

How to manage your three credit reports

There are a variety of ways to engage with our credit reports. We can choose to maintain almost constant contact, or we can choose to pull them once every twelve months and leave it at that. Of course, in the worse case scenario, we can choose to ignore our credit reports. Here’s some guidance on where to get them and what to look for when you receive them.

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December 1969

Did You Know the truth about credit inquiries?

Credit “experts” often list credit inquiries among the top influences on your credit scores, right up there with avoiding delinquencies and lowering credit card debt. The reality is that credit inquiries have minimal impact on your scores.

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December 1969

Five Questions with Dave Stevens, CEO, Mortgage Bankers Association

Stevens generously agreed to answer some questions for The Score and its readers, on topics ranging from the impact of the Consumer Financial Protection Bureau (CFPB), to the future of the GSEs (Government-sponsored Enterprises, i.e., Fannie Mae and Freddie Mac), to millennials and their financial habits.

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Upcoming Events

September 5–7
AREAA 2014 National Convention
The Bellagio — Las Vegas, NV
September 7–9
MBA's Risk Management & Quality Assurance Forum 2014
InterContinental Miami — Miami, FL
October 19–22
MBA Annual Convention & Expo
Mandalay Bay — Las Vegas, NV
October 19–21
ABA Annual Convention
Hyatt Regency Dallas — Dallas, TX

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