monthly credit scoring news

March 2014

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December 1969

Lending standards should change with default rates

The likelihood of a borrower defaulting changes over time as their credit management behavior changes with the ups and downs in the economy. That means lending standards — score cut-offs in particular — must change with them. Advanced credit scoring makes that possible without incurring outsized risk.

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December 1969

A sweet spot for breakfast at CBA LIVE 2014

For attendees of this year's CBA Live conference in National Harbor, MD, the most important meal of the day could also be the most valuable time spent at the conference. It's not too late to join them for an upscale breakfast and a talk on how advanced credit scoring can expand lenders' business "sweet spot."

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December 1969

Model Conversion Webcast series gets more sophisticated

The second entry in our free webcast series for credit and risk managers and other lending professionals builds on the first installment, detailing a more sophisticated approach to model conversion and implementation strategies. It’s available now on our website.

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December 1969

Valuable credit tips for mortgage seekers

Before you think about applying for a mortgage loan, there are a few things to keep in mind so you don’t accidentally blow your chances of being approved.

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December 1969

Did You Know: Many lenders use more than one credit score model

There is a common misperception that lenders only use one credit score model. In reality, there are dozens of credit score models available to lenders, and many lenders use more than one model.

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December 1969

Five Questions with Jim Parrott, senior fellow, the Urban Institute

Jim Parrott, a former economic adviser to President Obama, and now a senior fellow at the Urban Institute, recently co-authored a paper, “Opening the Credit Box,” arguing that the country’s long-term economic health may hinge on easing mortgage-lending standards in ways that extend loans to more creditworthy borrowers. Parrott answers questions about the paper, and shares his perspective on other pressing issues.

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